Welcome. We're here to help.

South Carolina has worked in conjunction with its partners to develop a comprehensive, statewide strategy whose purpose is to help families stay in their homes or otherwise avoid preventable foreclosure.

The South Carolina Homeownership and Employment Lending Program (SC HELP) was designed based on the experience that every homeowner's situation is unique and that homeowners have complex needs. We've designed five program options to help eligible homeowners who are at risk of mortgage loan default or foreclosure. This website is the fastest way for families to submit an application for assistance.