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Jadeveon Clowney's Insurance Not All That Unusual

9:48 PM, Mar 8, 2013   |    comments
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Jadeveon Clowney (right) sacks Aaron Murray on Oct. 6, 2012. (Kevin C. Cox/Getty Images)

Columbia, SC (WLTX) -- It's not just cars and houses, or even careers that people look to get insured.

South Carolina All-American Jadeveon Clowney has purchased a $5 million insurance policy to protect himself financially for the 2013 season.

The Defensive end known for terrorizing other college football teams on fall Saturdays, told reporters he and his family bought a $5 million dollar insurance policy to protect his future from potential injury.

The  policy is the maximum amount allowed by the NCAA. The maximum is said to cost about $30,000.

The NCAA's "Exceptional Student-Athlete Disability Program" permits qualifying athletes in football, men's and women's basketball, baseball and ice hockey, to take out a loan to help finance the cost of the policy, which they must repay upon signing a pro contract.

And it's not just All American football players trying to get in on the insurance act, Alan Barker with Nationwide insurance in Lexington, says he gets all kinds of requests to insure uncommon items. From swords and weapons, to antiques, to even the most obscure.

"I've been asked to insure quite a bit of random things. A ninja turtle collection. Gaming gear and stuff like that," said Barker.

While Barker says his agency is unable to insure athletes, or action figures for that matter, he wasn't surprised to hear the All-American wanted to protect his playing career against future injury.

"With life insurance, you have to go through blood work, examine you and take your blood pressure," said Barker

The Lloyd's of London in England, is known for insuring some of the most unique items in pop culture. The British Insurance market has insured against kidnap and ransom prevention, to fine art, or even the vocal cords of famous singers and the hair of the Pittsburgh steelers Troy Polamalu.

As Clowney hits the practice field this spring, he'll do so with a fresh attitude and little piece of mind. A $5 million dollar insurance policy to protect against a potential career ending nightmare of his own.

Several analysts say the sophomore defensive end would be the No. 1 pick in this year's NFL draft if he were eligible. There were questions whether Clowney should sit out this year and not risk an injury that might ruin his draft status.

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